All Posts in Category: Loans and Mortgages

When shopping for a mortgage, the lender may give you a quote for the mortgage interest rate and points (additional fees charged by the lender usually paid at closing by the borrower). These only represent terms available at the time of the quote. They may not be available by the closing date (which may be…

The Cost of Your Mortgage Loan Money Isn’t Everything When considering lenders, factor in the level of service they will provide throughout the loan process. I’ll be glad to provide a list of lenders who have successfully helped clients in the past. I also suggest that you ask friends and family in the area for…

Take Advantage of Loan Pre-Qualification The Advantages√Know how much house you can afford.√Know how much cash you will need for the down payment.√Simplifies pre-approval. A number of factors determine the price range of homes you’ll want to preview – one of these factors is loan pre-qualification. As your agent, I will help you pre-qualify. Items…

Home Buyer’s Guide to Better Credit Credit Inquiries — How many times has your credit history been accessed by someone other than you? Types of Credit — Do you have a healthy mix of loans and credit cards? Payment History — How many late payments have you made? Credit to Debt Ratio — How much…

Looking to apply for a loan? Download this checklist to see what you need to get started.