Real Estate With Energy, Passion and Integrity.
Real Estate With Energy, Passion and Integrity.
What is a Foreclosure?
When the bank files foreclosure on your property because you are in default, you have missed several payments on your mortgage, or you could be six months behind. The key is to get in contact with a Real Estate professional before you get too far behind.
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Writing the Offer – Financial Considerations It is standard practice to make a purchase offer contingent upon obtaining a mortgage. Because of this contingency, the seller will want the details of your financing plan included in the offer. Down PaymentIn the purchase offer, we will include the down payment amount you will apply toward…
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When shopping for a mortgage, the lender may give you a quote for the mortgage interest rate and points (additional fees charged by the lender usually paid at closing by the borrower). These only represent terms available at the time of the quote. They may not be available by the closing date (which may be…
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The Cost of Your Mortgage Loan Money Isn’t Everything When considering lenders, factor in the level of service they will provide throughout the loan process. I’ll be glad to provide a list of lenders who have successfully helped clients in the past. I also suggest that you ask friends and family in the area for…
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Take Advantage of Loan Pre-Qualification The Advantages√Know how much house you can afford.√Know how much cash you will need for the down payment.√Simplifies pre-approval. A number of factors determine the price range of homes you’ll want to preview – one of these factors is loan pre-qualification. As your agent, I will help you pre-qualify. Items…
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Getting the Best Price for Your Home One of the most important elements of marketing your home effectively is setting the price right. Set the price too high, and you won’t get any offers and your home will take too long to sell. Set it too low and you cheat yourself by not getting your…
Read MoreWhether buying or selling, you can count on Hickerson Realty to have your back.